Skip to content

Smart Lock Insurance Approved Models UK

Guide to insurance-approved smart lock models for UK homes covering TS 007 3-star, Sold Secure Gold, Secured by Design, and how to check if your smart lock meets insurance requirements.

UK Insurance Security Standards for Smart Locks

Guide to insurance-approved smart lock models for UK homes covering TS 007 3-star, Sold Secure Gold, Secured by Design, and how to check if your smart lock meets insurance requirements.

Verifying Insurance Compliance and Applying for Discounts

Guide to insurance-approved smart lock models for UK homes covering TS 007 3-star, Sold Secure Gold, Secured by Design, and how to check if your smart lock meets insurance requirements.

Specifications and Comparison

Smart Lock Cylinder Rating Sold Secure Insurer Discount UK Price
Ultion Smart TS 007 3-star Diamond (highest) 10-15% discount £250-£350
Yale Conexis L1 TS 007 3-star (upgrade) Silver 5-10% discount £180-£250
Nuki Smart Lock 3.0 Pro TS 007 3-star compatible Silver 5-10% discount £250-£350
Avocet Tredwall TS 007 3-star Gold 10-15% discount £150-£220
Lockly Secure Pro TS 007 3-star Silver 5-10% discount £250-£400

FAQ

Does my home insurance require a specific smart lock standard?
Most UK insurers require TS 007 3-star or Sold Secure Gold minimum. Check your policy wording. Ultion Diamond and Avocet Gold exceed the minimum requirement.
Can I get an insurance discount for installing a smart lock?
Yes - typically 5-15% discount. Contact your insurer to declare the upgrade. Provide the TS 007 or Sold Secure certification details.
What if my smart lock is not TS 007 3-star?
You can upgrade the cylinder separately. Buy a TS 007 3-star euro cylinder (£30-£60) that is compatible with your smart lock. This satisfies insurance requirements. For more information see our Smart Lock Installation for Metal Doors Guide.

Last updated: 2026-05-31.

External Resources

For further information consult authority guidelines at the Which?.